U.S. Advisors, Inc

Investment Knowledge

2012-03-05T15:00:00.010-05:00

Share your investment knowledge on stocks, bonds, mutual funds, and variable annuities on our blog or give us a call at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

Women in Transition

2012-03-05T15:00:00.009-05:00

Are you a woman in transition — changing jobs, divorced, or widowed? If so, blog your financial questions and concerns, or call us at 703-706-0885

Dixie Butler, CFP, EA, CDFA

General Financial Planning

2012-02-05T15:00:00.002-05:00

What about retirement planning, financial planning, insurance issues, wealth building, 529 educational plans, estate planning, investment advice, and tax planning? Do you have comments or questions? If so, post to our blog or give us a call at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

Retirement Roll-overs

2012-01-05T15:00:00.009-05:00

Are you thinking about rolling-over your IRA, a Roth conversion, or rolling over your employer’s 401K or 403b retirement plan? If so, blog your questions or call us at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

Women in Transition

2012-01-05T15:00:00.008-05:00

Are you a woman in transition — changing jobs, divorced, or widowed? If so, blog your financial questions and concerns, or call us at 703-706-0885

Dixie Butler, CFP, EA, CDFA

2011-12-29T06:00:00.000-05:00

"Death and taxes may be inevitable, but they shouldn’t be related.”
– J.C. Watts, Jr.

2011-12-26T18:00:00.000-05:00

"Life is like a coin you can spend it any way you wish but you can only spend it once. "

Three Retirement Dynamics

2011-12-22T07:00:00.000-05:00

Three dynamics could impact your retirement decisions:

Your life expectancy.
Your needed income.
Your tax bracket.

Seek advice to make sure your portfolio will fund your needs through your golden years.

Dixie Butler, CFP, EA, CDFA

2011-12-19T14:00:00.003-05:00

"There’s one thing I always wanted to do before I quit…retire!” – Groucho Marx

2011-12-15T16:45:00.000-05:00

“Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money” – Jonathan Clements

Retirement Planning Phases

2011-12-12T07:00:00.000-05:00

Are in the distribution, accumulation or conservation phase for your retirement plan?

If you’re in the distribution phase, your main concern is to enjoy the fruits of your investments.

If you’re in the accumulation phase, your number one goal is to build your retirement plan.

If you’re in the conservation phase, your number one strategy is too avoid taking too much risk with your portfolio.

Where do you stand? What phase are you currently in?

Dixie Butler, CFP, EA, CDFA

2011-12-08T20:30:00.000-05:00

"When one door closes, another one opens but we often look so long and regretfully at the closed door that we fail to see the one that has opened for us.” – Alexander Graham Bell

Investment Knowledge

2011-12-05T15:00:00.003-05:00

Share your investment knowledge on stocks, bonds, mutual funds, and variable annuities on our blog or give us a call at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

2011-12-05T09:00:00.000-05:00

“A nickel ain’t worth a dime anymore.” – Yogi Berra

Price Tag for a College Education

2011-12-01T07:00:00.000-05:00

The cost of college is rising faster than both inflation and probably your annual income. You should plan on saving for your child’s college tuition without taking into consideration federal grants and scholarships. That way if your child doesn’t get a scholarship, you will be flush with tuition funding. But before jumping into an investment, there are a number of important factors to consider:

The approximate cost of your child’s education.
The age of your child -- how much time do you have on your side?
How much risk are you willing to accept?
Will you be confronted with tax consequences?

Don’t let college costs cause nightmares for you. Plan for your child’s college education with a financial advisor.

Dixie Butler, CFP, EA, CDFA

2011-11-28T16:00:00.002-05:00

“The easiest way for your children to learn about money is for you to not have any.”
– Katharine Whitehorn

2011-11-24T13:10:00.000-05:00

"You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in the markets.” – Peter Lynch

Five Mistakes Investors Often Make

2011-11-21T07:00:00.000-05:00

1. Strategizing to beat the market instead of laying out a realistic plan.

2. Not defining your time horizon and tolerance for risks.

3. Listening to the media more than crunching the numbers.

4. Letting emotions overrule long-term thinking.

5. Not understanding risk versus reward.
Don’t make a mistake that could harm your wealth. Make sure that you’re making the right choices. See your financial advisor today.
Have you ever made one of these mistakes? Or another mistake that you would like to share?

Dixie Butler, CFP, EA, CDFA

2011-11-17T11:30:00.000-05:00

“Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn

2011-11-14T10:30:00.001-05:00

“Inflation hasn’t ruined everything; a dime can still be used as a screwdriver.” – P.S. I love you

Create a Financial Plan

2011-11-10T07:00:00.000-05:00

“I’ll act as soon as I have all the facts,” “Once the market straightens out, I’ll invest,” “We can deal with estate planning once the children finish college.” Sound familiar? Everyone knows at least one person who is a sequential thinker -- a person who cannot plan for retirement or handle other important financial issues until most everything else in their life is in order. Sequential thinkers are both procrastinators and perfectionists who often do not know how to juggle several important tasks at once.
Try writing down your financial concerns, prioritizing your needs and desires. Develop short term and long term financial goals. Work on accomplishing several different goals at once -- try not to get hung up on the completion of any single goal. Eventually, you will probably see your retirement dreams become a reality.

Dixie Butler, CFP, EA, CDFA

2011-11-07T17:02:00.001-05:00

“Life is not about becoming who you should be, it’s about creating who you want to be.” – Anonymous

General Financial Planning

2011-11-05T15:00:00.007-04:00

Dixie Butler, CFP, EA, CDFA

Women in Transition

2011-11-05T15:00:00.006-04:00

Are you a woman in transition — changing jobs, divorced, or widowed? If so, blog your financial questions and concerns, or call us at 703-706-0885

Dixie Butler, CFP, EA, CDFA

2011-11-03T14:30:00.001-04:00

“It’s income tax time again, Americans: time to gather up those receipts, get out those tax forms, sharpen up that pencil, and stab yourself in the aorta.”
– Dave Barry

Pay Off Your Mortgage Early and Benefit

2011-10-31T07:00:00.000-04:00

Home buyers are faced with choosing from a variety of mortgages -- fixed or variable -- but they all require one thing: a monthly payment. Fortunately there is now another choice, the bi-weekly payment method. You can convert to the bi-weekly method without the added bother of refinancing for only a minimal fee.

How does it work? A traditional 30 year mortgage has 12 monthly mortgage payments each year. A bi-weekly mortgage requires 26 half payments over the course of a year. The 26 bi-weekly payments are equivalent to 13 monthly payments. Therefore, one extra monthly payment is being made against your principal balance each year. You might be surprised by how a bi-weekly payment will result in faster equity build up, a shorter loan term, and substantial interest savings.

Dixie Butler, CFP, EA, CDFA

2011-10-27T11:30:00.000-04:00

"Just as a cautious businessman avoids investing all his capital in one concern, so wisdom would probably admonish us also not to anticipate all our happiness from one quarter alone.”
– Sigmund Freud

2011-10-24T12:00:00.000-04:00

"A market is the combined behavior of thousands of people responding to information, misinformation and whim.” – Kenneth Chang

Interest Rate Fluctuations

2011-10-20T07:00:00.001-04:00

The fluctuation of interest rates can affect corporate earnings. This in turn could affect stock values.

Stocks --

When interest rates rise, it generally costs companies more to borrow money. This could cause a decrease in earnings, therefore causing stock values to decline.

Conversely, when interest rates decline, it becomes more affordable for companies to

borrow money. This could give companies a financial lift, causing stock prices to rise.

Bonds --

When interest rates rise, bonds that pay less interest in relation to prevailing rates, could decline in value.

When interest rates fall, bonds that pay a higher rate of interest relative to current rates could increase in value.

Dixie Butler, CFP, EA, CDFA

2011-10-17T10:00:00.000-04:00

“If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks.” – John Bogle

2011-10-13T14:47:00.002-04:00

"Investors have very short memories.” –Roman Abramovich

Are You at Risk for a Lawsuit?

2011-10-10T07:00:00.000-04:00

It’s sad but true that in our litigious society anyone person can make a tempting target for a lawsuit. One way of seeking shelter is with a liability “umbrella” policy.

Generally, an umbrella policy provides two types of protection -- it raises the individual and aggregate amounts of your existing auto and homeowners policies and it expands your safety net, and may cover you (after a deductible) for many associated costs not specified in your underlying basic policy. For example, suppose you injured an individual in an automobile accident and as a result the person was awarded $1 million. It’s likely that your existing policy would not cover you for limits this high. Typically, liability limits on automobile policies do not exceed $250,000. In this case, an “umbrella” policy would cover you for allowable expenses that exceed the limits of your underlying automobile policy.

Usually disasters don’t happen, but as you review your particular circumstances, some risks may stand out. Covering liability risks beyond your financial means is simply another area of life where you can exert control by making deliberate choices. Adequate insurance against life’s contingencies probably can make a significant difference in your financial piece of mind.

Dixie Butler, CFP, EA, CDFA

2011-10-06T18:00:00.000-04:00

"Never invest in anything that eats or needs painting.” –Billy Rose

Retirement Roll-overs

2011-10-05T07:00:00.000-04:00

Are you thinking about rolling-over your IRA, a Roth conversion, or rolling over your employer’s 401K or 403b retirement plan? If so, blog your questions or call us at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

2011-10-03T15:30:00.000-04:00

"The business schools reward complex behavior more than simple behavior, but simple behavior is more effective.” – Warren Buffet

Conquering Your Debt

2011-09-29T07:00:00.000-04:00

Paying cash is definitely not the American way. When it comes to achieving financial security, credit card debt can be a major problem.

If you carry unpaid credit card debt, think about the possible financial costs involved. For example, if your unpaid credit card balance is $2,500, compounded monthly at an 18 percentage rate, you are effectively paying an annual interest rate of 19.56 percent, or $489 a year. If you paid off the balance, you would earn, in effect, a 19.56 percent return on your money.

So how do you get out of credit card debt?

Cut up the cards.
Pay off your debts as quickly as possible.
Consider consolidating your debt into a home equity loan or into one or two low interest credit cards.

Debt experts find that people who pay in cash, instead of charging, not only eliminate expensive interest charges, but they typically spend 25 to 30 percent less.

Save money by paying off the highest interest debt first. It might also be wise to free yourself quickly from the cards with the lowest balance first. Eliminating cards, as well as debt, will encourage you to move forward.

Reducing debt is one of the best avenues to financial independence.

Dixie Butler, CFP, EA, CDFA

2011-09-26T14:00:00.000-04:00

"Someone’s sitting in the shade today because someone plated a tree a long time ago.” – Warren Buffet

2011-09-22T06:42:00.000-04:00

"Your ultimate success or failure will depend on your ability to ignore the worries of the world long enough to allow your investments to succeed. It isn’t the head but the stomach that determines the fate of the stock-picker.” – Peter Lynch

A Tidbit on Mutual Funds

2011-09-19T07:00:00.000-04:00

What is a mutual fund anyway? In simple terms, a mutual fund is an investment company that makes investments on behalf of its shareholders who have common financial objectives. Each share purchased by the investor represents ownership in all the fund’s underlying securities. Dividends and capital gains produced by these securities are paid out in proportion to the number of fund shares owned. By pooling shareholders money, professional money managers are able to buy a wide range of stocks, bonds and money market instruments. This creates diversification based on the fund’s investment objective.

To meet your individual goals and objectives, a number of mutual funds might be needed.

Certain mutual funds may or may not be right you. The mutual funds that may be best suited for you may not be ideal for your coworker, sibling or neighbor. Consult a financial planner to learn more.

Dixie Butler, CFP, EA, CDFA

2011-09-15T16:40:00.000-04:00

"Price is what you pay. Value is what you get.” – Warren Buffet

2011-09-12T09:00:00.000-04:00

"It’s not debt per say that overwhelms an individual corporation or country. Rather it is a continuous increase in debt in relation to income that causes trouble.” – Warren Buffet

Volatility -- A bad thing?

2011-09-08T07:00:00.000-04:00

Volatility – is it necessarily a bad thing? How should you as an investor react to volatility? Should you buy or sell based on your perception of the “noise” or should you stay the course? Conventional wisdom tells us that those who invest for long-term shouldn’t worry too much when the market jumps around.

However, during prolonged periods of volatility, it might be a good idea to revisit your overall goals and tolerance for risk. If there’s a change in your situation, take a hard look at your portfolio. Make sure that you’re still comfortable with the level of risk that you’re taking.

If you’re comfortable, that’s good. If not, changes might be in order. If changes need to be made it’s far better that they be done before market conditions become too problematic.

Dixie Butler, CFP, EA, CDFA

2011-09-05T13:24:00.000-04:00

"An investor without investment objectives is like a traveler without a destination.” – Ralph Hubbard

Did You Know?

2011-09-05T12:51:00.000-04:00

Money managers continuously trade (buy and sell) investments inside their mutual fund portfolio’s. Therefore, capital gains or capital losses are being generated throughout the year, as well as when you liquidate.

Investment Knowledge

2011-09-05T07:00:00.001-04:00

Share your investment knowledge on stocks, bonds, mutual funds, and variable annuities on our blog or give us a call at 703-706-0885.

Dixie Butler, CFP, EA, CDFA

Women in Transition

2011-09-05T07:00:00.000-04:00

Are you a woman in transition — changing jobs, divorced, or widowed? If so, blog your financial questions and concerns, or call us at 703-706-0885

Dixie Butler, CFP, EA, CDFA

2011-09-01T16:38:00.000-04:00

"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.” – Paul Samuelson

Did You Know?

2011-08-29T09:00:00.001-04:00

Dixie Butler, CFP, EA, CDFA

2011-08-25T09:00:00.000-04:00

"Perseverance is not a long race; it is many short races one after another.” –Walter Elliott

2011-08-22T08:52:00.000-04:00

"If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.” – George Soros

Five Things You Should Know About 529 College Savings Plans

2011-08-18T08:55:00.000-04:00

1) There are no income restrictions for 529 plans.

2) 529 plans help with estate planning.

3) 529 plans are a tax-advantaged saving alternative.

4) You can open a 529 plan for anyone.

5) Account owners control 529 plan assets, not beneficiaries.

Dixie Butler, CFP, EA, CDFA

2011-08-15T10:10:00.000-04:00

"The fact that people will be full of greed, fear, or folly is predictable. The sequence is not predictable.” – Warren Buffet

2011-08-11T08:30:00.000-04:00

"In the confrontation between the stream and the rock, the stream always wins – not through strength but by perseverance.” H. Jackson Brown

Retirement in the “Good Old Days”

2011-08-08T09:05:00.001-04:00

In the “good old days” many employees who worked for the government, the military or a large corporation could pretty much depend on a generous pension and medical benefits to see them through their retirement years. Back then, you didn’t think about “retirement planning” (as we know it today) — life went on and you eventually just simply retired.

The worker who stayed with his employer for many years was generally set for life. The majority of the “other people” somehow managed with social security and with help from family members. But what about the “other-other people” — the ones who had no pension, not enough social security to get by on and family members in worse financial shape then they were in? We didn’t hear much about them. However, plenty financially strapped Americans existed back then. For that matter, they exist now and most certainly will exist in the future.

Over the years, “change” has forced us to take responsibility for our retirement destinies. With constantly changing government regulations, changing (increasing) health care costs, changing age demographics, and changing employee tenure, American’s have been forced to look at retirement through a different pair of glasses.

Dixie Butler, CFP, EA, CDFA

General Financial Planning

2011-08-05T15:00:00.003-04:00

Dixie Butler, CFP, EA, CDFA

General Financial Planning

2011-08-05T08:54:00.000-04:00

Dixie Butler, CFP, EA, CDFA

2011-08-04T09:00:00.000-04:00

"I do not think there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature.” – John D. Rockefeller

2011-08-01T09:35:00.000-04:00

"Time in the market is more important than timing the market.” – Unknown

Definition of Investment

2011-07-28T10:00:00.000-04:00

“Investment” is the commitment of money or capital to purchase financial instruments or other assets in order to gain profitable returns in the form of interest, income or appreciation of the value of investment.

Are you committing money to your financial goals?

Dixie Butler, CFP, EA, CDFA

2011-07-25T09:00:00.000-04:00

"Consider the postage stamp; its usefulness consists in the ability to stick to one thing until it gets there.” – Josh Billings

2011-07-21T09:30:00.000-04:00

"There’s nothing wrong with the younger generation that becoming tax payers won’t cure.” – Dan Bennett

The Rule of "72"

2011-07-18T09:00:00.000-04:00

The Rule of “72” is a simple way to compute how long it will take to double your money at various rates of return.

Take any percentage of return and divide it into 72 to find how many years it will take to double your money. Inversely, use this rule to compute what percentage yield is needed to double your money in “X” number of years.

For Example:

If you were to invest $100 with compounding interest of 9% per year, the rule of 72 would be 72/9 which would equal 8 years to double your money -- $200.

Dixie Butler, CFP, EA, CDFA

2011-07-14T09:20:00.000-04:00

"Every once in awhile, the market does something so stupid that it takes your breath away.”
–Jim Cramer

2011-07-11T09:20:00.000-04:00

"Investors have very short memories.” – Roman Abramovich

The Smart Investor

2011-07-07T09:45:00.001-04:00

Not all successful investors are Wall Street power brokers. Ordinary people without investment experience have accumulated wealth by following a few general guidelines.

Learn to deal with the ups and downs of the market. At first most investors are nervous, they tend to jump when things do not go their way in the marketplace. What sets an investor apart from a tenderfoot is the ability to acknowledge that the market will always be volatile. Successful investors have learned to take fluctuations of the market as they come.

Don’t break the law, but don’t give the IRS any hand-outs either. Educate yourself about the methods available for avoiding taxes on your investments. Look into tax-free and tax-deferred investing; make use of qualified plans and insurance vehicles.

Patience is an investment virtue. Obviously you are not going to become rich overnight, or even within five years. Accumulating wealth is a process. Educate yourself and develop a plan for long term sure and steady growth. Use your advisors to your advantage, including your financial planner, attorney, accountant, and tax advisor. With the right advice and some patience you will most likely be successful.

Dixie Butler, CFP, EA, CDFA

Women in Transition

2011-07-05T10:10:00.002-04:00

Are you a woman in transition — changing jobs, divorced, or widowed? If so, blog your financial questions and concerns, or call us at 703-706-0885

Dixie Butler, CFP, EA, CDFA

2011-07-04T16:17:00.001-04:00

"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” – Robert Allen

2011-06-30T18:35:00.000-04:00

"If all the economists were laid end to end, they’d never reach a conclusion.” – George Bernard Shaw

Diversifying Your Assets

2011-06-27T14:34:00.001-04:00

Most investors understand that a diversified portfolio can reduce overall risk exposure and benefit return potential. The problem is, many investors believe they are diversified, when in fact they might not be.

Don’t confuse quantity with diversity. It’s easy to assume that you’re diversified because, as an example, you might hold numerous mutual funds. Of course, investing in several funds may lessen the potential negative impact of any one fund, but unless the funds have different investment styles, different objectives and different risk/reward characteristics, you will not get the full benefits of diversification.

Dixie Butler, CFP, EA, CDFA

2011-06-23T17:07:00.000-04:00

“No matter how rich you become, how famous or powerful, when you die the size of your funeral will pretty much depend on the weather.” – Michael Pritchard

2011-06-20T05:00:00.000-04:00

"My problem lies in reconciling my gross habits with my net income.” – Errol Flynn

Technology Dependency – Good or Bad

2011-06-16T17:00:00.002-04:00

So often a client completes a questionnaire – then enters the answers into some investment program and whala, the program spurts out the answer as to how you should be invested. You are then “pigeon holed” into one of three to five investment models that have been predesigned for everyone and anyone who walks in the door. How dangerous is this!

If looking for a husband or wife, would you complete an on-line dating questionnaire – meet your match and run off and get married? I don’t think so. Both of you would go back and forth with a lot of questions. And, in some cases might ask some of the same questions -- perhaps in a different way -- to be certain that you’re both understanding and hearing the same answer. When you don’t, it’s time for a deeper discussion.

Something as important as your money should be handled in such a way that your advisor or other investment professional has a better understanding of YOU. The financial questionnaire should be used as a starting point for the advisor to open up a conversation with you about risk and other important investment matters. It should not be the end all to your investment decisions.

What do you think? Is technology dependency good or bad?

Dixie Butler, CFP, EA, CDFA

2011-06-13T12:46:00.002-04:00

"You can never predict when that unknown torpedo will come out of the dark and smash the price of a stock." - Ralph Seger

2011-06-09T15:30:00.000-04:00

"The problem with going abroad to commit voluntary euthanasia is finding the right travel insurance. When they ask you whether your trip is for business or pleasure and you reply ‘death’, your premiums go through the roof.” – Harry Hill

Investment Risk

2011-06-06T16:00:00.001-04:00

You’ve heard it a hundred times before, but have you really stopped to understand what investment risk really is?

There is risk in virtually all investments. Even certificates of deposit have risk -- purchasing power risk, which is the risk that interest earned won’t keep up with inflation.

If you’ve ever owned real estate, you might have experienced “liquidity risk,” -- the risk of not being able to sell (or buy) because of unfavorable market conditions. Unfavorable market conditions can exist in any type of investment.

“Actuarial risk” is becoming more and more of a reality -- both with insurance companies and individuals. We’re living longer, therefore, we risk outliving our money. Life insurance companies take on the risk that you might outlive mortality tables, thus possibly costing them more than can be recovered by the premiums paid.

“Political risk” is inherent in all foreign investments. Unfavorable government action could result in a decrease of your investment.

Before investing, decide when you will need the invested dollars. The longer the time horizon, the more risks you might consider. Seek advice from your investment advisor or financial planner.

Which types of investment risk have you experienced?

Dixie Butler, CFP, EA, CDFA

2011-06-02T18:30:00.000-04:00

“Select stocks the way porcupines make love – very carefully.” – Bob Dinda

2011-05-31T15:54:00.001-04:00

What a gorgeous day in Virginia today!

2011-05-31T08:33:00.000-04:00

“It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.” –Charles Darwin

Hiring an Experienced Professional

2011-05-26T13:44:00.002-04:00

How many times have we tried to save a dollar by tackling something that we have no business trying to do? Besides, more often than not we mess-up, get stressed out, spend time that we don’t have, and in the end it cost us more money than it would have cost to hire a professional.

Have you ever worked with a professional who simply rubbed you the wrong way, or you think that they lacked experience for your situation, or maybe they are habitually late for appointments, or you don’t like the way they rush you through a meeting, or perhaps they don’t explain things in such a way that you understand -- they speak in a foreign tongue. If you experience any of these or other things that “just don’t seem right” while working with any type of professional, whether it be a financial person, medical person, or whomever, it’s time to find someone else.

We sometimes get into a rut. Even when we know we should change our doctor, our financial advisor, or whomever, it seems to be so daunting that we do nothing. We suffer through the anxiety of working with them. Consider this -- you’re the client and you pay the bill, therefore you are in the driver’s seat. Get in your car and go someplace else.

Hiring a professional is an important decision. Go to a professional that appreciates you. Someone you can trust, depend on, and feel good about.

Dixie Butler, CFP, EA, CDFA

2011-05-23T10:20:00.000-04:00

“The key to making money in stocks is not to get scared of them.” – Peter Lynch

2011-05-19T14:55:00.001-04:00

“Money is better than poverty, if only for financial reasons.” –Woody Allen

Retirement and Procrastination

2011-05-16T16:48:00.002-04:00

Time is the most important ingredient when it comes to investing. The more time you have on your side, the less you will have to save over the accumulation period to meet your goals. Over time, compounding will seem almost magical.

First, to accomplish your goals, you need to define what they are and how much you will need. Then, establish a time frame as to when you will need the money. Finally, assume a reasonable rate of return for your particular investment.

So you can retire in relative comfort, a few years before retirement is probably not the best time to hire a financial advisor to guide you with your investments and other important financial planning. The late saver will most likely have to play catch-up, and in many cases might never be able to accumulate the dollars necessary to attain their goals.

Procrastination can be your worst enemy. Put time on your side by saving and investing now.

Do you have a procrastination story?

Dixie Butler, CFP, EA, CDFA

The Road

2011-05-09T16:40:00.002-04:00

"The road to financial success is open to your willingness to travel down it."
- Dixie Butler, CFP, EA, CDFA

Hello and Welcome!

2011-03-14T14:04:00.000-04:00

Hello and Welcome to the U.S. Advisors, Inc blog. We have recently updated our website, created a Facebook page, and are now blogging! We want to provide you with up-to-date industry information, company changes, and information that will help us guide you in making smarter financial decisions. We will be updating the blog on a regular basis so make sure to check back in!

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